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Almost any financial advisor will tell you that there are no safer investments than United States savings bonds. The bonds are backed by the full faith and credit of the United States government. These are ideal for people wishing to grow their assets without facing the risks of the stock market. For more tips and information geared towards the beginning investor, take a loot at Amateur Asset Allocator. This website will provide detailed information about the differences, advantages, and disadvantages among high risk and low risk investments.

Originally referred to as Liberty Bonds, U.S. bonds such as these go back to World War I. They began and continue to be an outlet for private citizens to loan the U.S. government money. This allows the government to continue to function without being strictly limited to a fiscal year’s estimated tax revenue. This was especially important during the two World Wars, when winning at any cost was pivotal to the future success of the nation.

Over the last fifty years, sale of United States bonds has shifted from primarily U.S. citizens to primarily foreign investors. China, Japan, and the United Kingdom are the top three foreign holders of U.S. Treasury bonds. Many political thinkers are concerned with this growing indebtedness to foreign interest rather than private American citizens, but the fact remains that Americans are not purchasing these bonds at the rate that they used to in favor of higher risk, higher yield opportunities.

Amateur Asset Allocator lists United States savings bonds as one of three major types of virtually guaranteed investments. One would be hard pressed to find a more secure way to grow their savings. Unless the United States itself collapses or goes bankrupt, your funds are guaranteed safe. This provides more peace of mind than any type of market based investment strategy.

The author has spent a lot of time learning about United States savings bonds and other related topics. Read more about Amateur Asset Allocator at the author’s website.