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	<title>GetPay4</title>
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	<link>http://getpay4.com</link>
	<description>Investing, Stocks, Retirement and Forex Tutorials</description>
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	<item>
		<title>The Pros and Cons of GNMA Funds</title>
		<link>http://getpay4.com/the-pros-and-cons-of-gnma-funds/</link>
		<comments>http://getpay4.com/the-pros-and-cons-of-gnma-funds/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 00:49:08 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=360</guid>
		<description><![CDATA[These funds are a popular investment vehicle for those looking to have some retirement income. This is a high dividend yield funds out there, but is more secure than a lot of them. This is because the debt securities are backed by the US government in case of default. Even though the US government no [...]]]></description>
			<content:encoded><![CDATA[These funds are a popular investment vehicle for those looking to have some retirement income. This is a high dividend yield funds out there, but is more secure than a lot of them. This is because the debt securities are backed by the US government in case of default. Even though the US government no longer has a AAA finance rating, they still offer a great security blanket in the event that a security loses its’ value.
Security
Most of the debt securities in the fund are owned by the Government National Mortgage Association. These tend to have good rates of return annually when compared with government treasury bonds. Like most dividend funds, the government guarantees that they will give out an interest payment periodically, although the actual amount is not guaranteed. Basically, the funds tend to perform based on how the market is d <a href='http://getpay4.com/the-pros-and-cons-of-gnma-funds/'>Read more >></a>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Ideal Investment Strategies: High Risk or Low Risk?</title>
		<link>http://getpay4.com/ideal-investment-strategies-high-risk-or-low-risk/</link>
		<comments>http://getpay4.com/ideal-investment-strategies-high-risk-or-low-risk/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 00:38:05 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=359</guid>
		<description><![CDATA[Most amateur investors are faced with an age old dilemma that is not likely to go away any time soon: Does one put money into safe investments that essentially grow with the market, or does one take a greater gamble for a possible greater return? For most investors with experience, this decision boils down to [...]]]></description>
			<content:encoded><![CDATA[Most amateur investors are faced with an age old dilemma that is not likely to go away any time soon: Does one put money into safe investments that essentially grow with the market, or does one take a greater gamble for a possible greater return? For most investors with experience, this decision boils down to individual circumstances. Safe securities such as GNMA funds are ideal for people who wish to slowly grow a retirement nest egg. The risks involved with high dividend mutual funds are ideal of younger or more wealthy investors that are looking to make a living from their investments. 
In general, mutual funds such as the two types listed above are good ways to go about investing if one is unable to monitor multiple individual stocks. Market statistics and news releases can all greatly vary individual stock performance, and a mutual f <a href='http://getpay4.com/ideal-investment-strategies-high-risk-or-low-risk/'>Read more >></a>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Make your Life Better and Brighter after Retirement</title>
		<link>http://getpay4.com/make-your-life-better-and-brighter-after-retirement/</link>
		<comments>http://getpay4.com/make-your-life-better-and-brighter-after-retirement/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:34:43 +0000</pubDate>
		<dc:creator>GP4</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=352</guid>
		<description><![CDATA[After quitting work, every retiree usually expects a nice home with family, and most importantly, a steady income till his/her last breath. Besides, a car or a new property is often counted in the list of desires by almost every retired individual. However, the big question is the source of income that can only ensure [...]]]></description>
			<content:encoded><![CDATA[After quitting work, every retiree usually expects a nice home with family, and most importantly, a steady income till his/her last breath. Besides, a car or a new property is often counted in the list of desires by almost every retired individual. However, the big question is the source of income that can only ensure financial security and help them acquire all luxuries. Well, if a retiree owns a home with or without a family, he can earn loads of cash right from there. It’s strange but true.
You must be aware of the pension plans for retirees. Now, do you think that the interest rates are alluring enough to assure financial stability for an individual after retiring? You will hardly come across positive responses. So, why not utilize your own home and make good money out of it?
As a matter of fact, the majority of the retirees will st <a href='http://getpay4.com/make-your-life-better-and-brighter-after-retirement/'>Read more >></a>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Secure Investing: United States Savings Bonds</title>
		<link>http://getpay4.com/secure-investing-united-states-savings-bonds/</link>
		<comments>http://getpay4.com/secure-investing-united-states-savings-bonds/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 01:34:06 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=351</guid>
		<description><![CDATA[Almost any financial advisor will tell you that there are no safer investments than United States savings bonds. The bonds are backed by the full faith and credit of the United States government. These are ideal for people wishing to grow their assets without facing the risks of the stock market. For more tips and [...]]]></description>
			<content:encoded><![CDATA[Almost any financial advisor will tell you that there are no safer investments than United States savings bonds. The bonds are backed by the full faith and credit of the United States government. These are ideal for people wishing to grow their assets without facing the risks of the stock market. For more tips and information geared towards the beginning investor, take a loot at Amateur Asset Allocator. This website will provide detailed information about the differences, advantages, and disadvantages among high risk and low risk investments.
Originally referred to as Liberty Bonds, U.S. bonds such as these go back to World War I. They began and continue to be an outlet for private citizens to loan the U.S. government money. This allows the government to continue to function without being strictly limited to a fiscal year&#8217;s estimate <a href='http://getpay4.com/secure-investing-united-states-savings-bonds/'>Read more >></a>]]></content:encoded>
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		<title>Build Your Wealth Now!</title>
		<link>http://getpay4.com/build-your-wealth-now/</link>
		<comments>http://getpay4.com/build-your-wealth-now/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 10:18:11 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=350</guid>
		<description><![CDATA[Here&#8217;s a bit of trivia that will interest you and may even raise a skeptical eyebrow &#8211; did you know that with all the millionaires that live in the United States, only a small percentage of them actually inherited their money? In fact, only 10 per cent of those successful and wealthy businessmen were born [...]]]></description>
			<content:encoded><![CDATA[Here&#8217;s a bit of trivia that will interest you and may even raise a skeptical eyebrow &#8211; did you know that with all the millionaires that live in the United States, only a small percentage of them actually inherited their money? In fact, only 10 per cent of those successful and wealthy businessmen were born out of rich families who was simply handed their financial treasures. To make the long story short, 9 out of 10 millionaires in the US was not born with a silver spoon in their mouth. They were able to work hard for what they are currently enjoying now, and in looking at reviewing Online Trading Academy pages, we should be comforted by the fact that there is certainly a huge possibility for us to enjoy the same benefits as those who drive luxury cars and live in huge sprawling mansions.
Before you start dreaming about purchas <a href='http://getpay4.com/build-your-wealth-now/'>Read more >></a>]]></content:encoded>
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		<title>Investing 101: The Portfolio</title>
		<link>http://getpay4.com/investing-101-the-portfolio/</link>
		<comments>http://getpay4.com/investing-101-the-portfolio/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 09:18:05 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=349</guid>
		<description><![CDATA[Whenever we hear the word “portfolio”, a couple of things could come to mind. One can have images of a photographer carrying some of his best photos, or an aspiring model showing the shots that would best land her a runway or a commercial deal. In the world of investing, the same could actually be [...]]]></description>
			<content:encoded><![CDATA[Whenever we hear the word “portfolio”, a couple of things could come to mind. One can have images of a photographer carrying some of his best photos, or an aspiring model showing the shots that would best land her a runway or a commercial deal. In the world of investing, the same could actually be true – to a certain degree!  A portfolio can also be regarded as a form of collection of sorts. You want to be able to have a collection of your best assets in order to build your wealth. Just as an artist’s collection would increase and become a lot more valuable over a certain period of time, your investments in your portfolio could also be the same thing, and it is up to you to share, manage and trade it well. (If you want to know more about investing and trading, check out this article titled “Online Trading Academy Reviews &#8211 <a href='http://getpay4.com/investing-101-the-portfolio/'>Read more >></a>]]></content:encoded>
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		<title>Investments: Learn From The Experts</title>
		<link>http://getpay4.com/investments-learn-from-the-experts/</link>
		<comments>http://getpay4.com/investments-learn-from-the-experts/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 23:21:06 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=346</guid>
		<description><![CDATA[How exactly can you make sure that you are able to take advantage of the endless possibilities that the stock market is able to provide? While there are a lot of financial advisers that will tell you how you need to work on getting a lot of training from complex and advanced investment ideals, what [...]]]></description>
			<content:encoded><![CDATA[How exactly can you make sure that you are able to take advantage of the endless possibilities that the stock market is able to provide? While there are a lot of financial advisers that will tell you how you need to work on getting a lot of training from complex and advanced investment ideals, what you would be interested to know is that two of the most renowned investors in the country. If you have heard of the last names Lynch and Buffett in the past, you know that any investment that they would touch would almost always be profitable, and the Online Trading Academy Reviews on Facebook would also put premium on learning from the experts is one of the best ways to build your wealth.
A curious investor would probably start by asking them what they have done to make sure that they are able to become that successful in an attempt to do the  <a href='http://getpay4.com/investments-learn-from-the-experts/'>Read more >></a>]]></content:encoded>
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		<title>Investment 101: Simplify!</title>
		<link>http://getpay4.com/investment-101-simplify/</link>
		<comments>http://getpay4.com/investment-101-simplify/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 22:56:04 +0000</pubDate>
		<dc:creator>Gp4</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=345</guid>
		<description><![CDATA[The team of financial experts working on the Online Trading Academy page had a question to ask 100 random people on the streets of New York: “Do you want to get into investing? Why or why not?” The answer will certainly interest you! While 60 people have said that they do want to get into [...]]]></description>
			<content:encoded><![CDATA[The team of financial experts working on the Online Trading Academy page had a question to ask 100 random people on the streets of New York: “Do you want to get into investing? Why or why not?” The answer will certainly interest you! While 60 people have said that they do want to get into the world of investments and wealth management, almost 70 of them said that it can get quite complex and is too complicated for their tastes. No one likes to lose, and because the stock market can be a little confusing, they just prefer to rest on their laurels and rely on their jobs and businesses to make money.
Have you ever heard of the names Peter Lynch and Warren Buffet? Anyone who has been engaged in the industry will know that these two people are perfect examples of those that have made strong and huge investments that they continue to take a <a href='http://getpay4.com/investment-101-simplify/'>Read more >></a>]]></content:encoded>
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		<title>Forex Trading on a Budget &#8211; how to make a start</title>
		<link>http://getpay4.com/forex-trading-on-a-budget-how-to-make-a-start/</link>
		<comments>http://getpay4.com/forex-trading-on-a-budget-how-to-make-a-start/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 16:31:34 +0000</pubDate>
		<dc:creator>GP4</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[trading forex]]></category>
		<category><![CDATA[trading losses]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=342</guid>
		<description><![CDATA[Many people assume that in order to dabble in the financial markets it is essential to have bottomless pockets and enough spare cash to shame a millionaire. However, in reality, many traders start off by dealing in very small lots and slowly build up their financial reserves as they learn the trade. Unlike other forms [...]]]></description>
			<content:encoded><![CDATA[Many people assume that in order to dabble in the financial markets it is essential to have bottomless pockets and enough spare cash to shame a millionaire. However, in reality, many traders start off by dealing in very small lots and slowly build up their financial reserves as they learn the trade.
Unlike other forms of financial trading, forex does not require the payment of costly broker fees or dealing charges; the whole commission structure is incorporated into the spread, i.e. the prices being offered for the buying and selling of the currencies. This allows traders to focus on the market without having to manually calculate how much they need to shell out in fees once the trade is complete.
Forex is ideally set up for beginners and as well as simulation accounts, offers novices the opportunity to enter the live market with a very s <a href='http://getpay4.com/forex-trading-on-a-budget-how-to-make-a-start/'>Read more >></a>]]></content:encoded>
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		<title>Are you Saving Enough for Retirement?</title>
		<link>http://getpay4.com/are-you-saving-enough-for-retirement/</link>
		<comments>http://getpay4.com/are-you-saving-enough-for-retirement/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 18:56:05 +0000</pubDate>
		<dc:creator>GP4</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[investment fund]]></category>

		<guid isPermaLink="false">http://getpay4.com/?p=340</guid>
		<description><![CDATA[No matter how much you love your job, there are few people that don&#8217;t look forward to the day when they no longer have to be a slave to the alarm clock. However, with the pressures on household finances, it is very easy to skip saving and assume that you will be able to catch [...]]]></description>
			<content:encoded><![CDATA[No matter how much you love your job, there are few people that don&#8217;t look forward to the day when they no longer have to be a slave to the alarm clock. However, with the pressures on household finances, it is very easy to skip saving and assume that you will be able to catch up on retirement planning when you have more cash. But how do you work out how much you need to avoid poverty in your twilight years and what things do you need to take into consideration?
To start with, how you plan on spending your retirement impacts a great deal on how much money you need to set aside. If you hope to travel the world and do all of the things you haven&#8217;t had the chance to do up until now, you will obviously need a more substantial pension than if you are happy to stick to more or less the same lifestyle that you have at the moment.
Of c <a href='http://getpay4.com/are-you-saving-enough-for-retirement/'>Read more >></a>]]></content:encoded>
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